Terms of Use

Terms of Use

Acceptance of Terms

Welcome to the Universal Financial Company website (the “Site”). By using our website, you agree to be bound by and to comply with this terms of use policy.

Universal Financial Company (“UFC,” “we,” or “us”) provides its services to you subject to the terms of use policy stated below. Please carefully review these terms and conditions of use before using this site. Use of our Site creates an agreement to comply with these terms and conditions. If you do not agree with our terms of use policy, please leave our Site immediately.

UFC may, at its sole discretion, modify the terms of use policy at any time, and any modifications made are effective immediately. Additionally, UFC may terminate, suspend, change, or restrict access to all or any part of our Site without notice.

Limitation of Use

The copyright in all material on this Site, including the text, data, articles, design, source code, software, images and other information (collectively the "Content"), may not be copied, reproduced, distributed, republished, posted or transmitted in any form or by any means without the express prior written consent of UFC. The use of our Content on any other website, including by linking or framing, is prohibited without prior written approval.

Privacy Policy

Universal Financial Company is committed to protecting your privacy. Please click here for our full Privacy Policy.


You agree to indemnify and hold UFC, and its shareholders, affiliates, directors, officers, agents or other partners and employees, as well as the directors, officers, agents or other partners and employees of its shareholders, subsidiaries and affiliates, harmless from all damages, costs, liabilities, and claims or demands, including reasonable lawyers' fees due to or arising out of your use of the Site.

Third Party Links

Universal Financial Company may provide, or Content providers may provide, links to other World Wide Web sites or resources. Because UFC has no control over such sites and resources, you acknowledge and agree that UFC is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Universal Financial Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

Proprietary Rights

You acknowledge and agree that the Site contains content that is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws, whether or not applied for. Except as expressly authorized by Universal Financial Company or Content providers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the content on the Site, in whole or in part.


Under no circumstances will Universal Financial Company be liable for any damages, including general, special, direct, indirect, incidental, consequential, punitive or any other damages of any kind whether in an action in contract or negligence arising or relating in any way to the use or inability to use by any party of the content, the Site or any third-party website to which this Site is linked.


If there are any questions regarding this terms of use policy you may contact us using the information below.

Universal Financial Company
1212 E Las Tunas Drive
San Gabriel, CA 91776


Last Edited: 2015-02-07